* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Segoe UI", Arial, sans-serif;
  color: #1d1d1f;
  background-color: #f7f6f2;
  line-height: 1.6;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
  object-fit: cover;
}

a {
  color: #1d3b5c;
  text-decoration: none;
}

.top-bar {
  padding: 20px 5vw;
  background: #ffffff;
  border-bottom: 1px solid #e6e2db;
}

.top-bar .nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}

.brand {
  font-weight: 700;
  letter-spacing: 0.5px;
}

.nav-links {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.ad-disclosure {
  font-size: 0.85rem;
  color: #6a6257;
  max-width: 320px;
}

.section {
  padding: 60px 5vw;
}

.section-light {
  background-color: #ffffff;
}

.section-contrast {
  background-color: #ede8de;
}

.split {
  display: flex;
  align-items: center;
  gap: 32px;
  flex-wrap: wrap;
}

.split.reverse {
  flex-direction: row-reverse;
}

.split .text-block {
  flex: 1 1 320px;
  min-width: 280px;
}

.split .media-block {
  flex: 1 1 320px;
  min-width: 280px;
}

.hero {
  background-size: cover;
  background-position: center;
  background-color: #2a2f35;
  color: #f9f5f0;
  position: relative;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(25, 28, 32, 0.6);
}

.hero .hero-inner {
  position: relative;
  z-index: 1;
  padding: 80px 5vw;
}

.hero h1 {
  margin: 0 0 16px;
  font-size: 2.4rem;
}

.hero p {
  max-width: 560px;
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin-top: 24px;
}

.cta-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 20px;
  background: #1d3b5c;
  color: #ffffff;
  border-radius: 30px;
  border: none;
  font-size: 0.95rem;
  cursor: pointer;
}

.cta-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 600;
}

.image-wrap {
  background-color: #d9d4cb;
  border-radius: 18px;
  overflow: hidden;
}

.card-grid {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}

.card {
  background: #ffffff;
  border-radius: 18px;
  padding: 20px;
  flex: 1 1 240px;
  min-width: 220px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.card h3 {
  margin: 0;
}

.card .price {
  font-weight: 700;
  color: #1d3b5c;
}

.highlight {
  padding: 24px;
  background: #1d3b5c;
  color: #ffffff;
  border-radius: 18px;
}

.form-wrap {
  background: #ffffff;
  border-radius: 18px;
  padding: 24px;
}

.form-field {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 14px;
}

.form-field input,
.form-field select {
  padding: 10px 12px;
  border-radius: 10px;
  border: 1px solid #d2cbbc;
  font-size: 0.95rem;
}

.sticky-cta {
  position: fixed;
  right: 20px;
  bottom: 20px;
  background: #e07a36;
  color: #ffffff;
  padding: 12px 18px;
  border-radius: 40px;
  font-weight: 600;
  z-index: 20;
}

.footer {
  padding: 40px 5vw;
  background: #ffffff;
  border-top: 1px solid #e6e2db;
  font-size: 0.9rem;
  color: #5c564f;
}

.footer .footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 16px;
}

.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: #1f262b;
  color: #f1ede6;
  padding: 16px 5vw;
  display: none;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  z-index: 30;
}

.cookie-actions {
  display: flex;
  gap: 12px;
}

.cookie-actions button {
  padding: 8px 16px;
  border-radius: 20px;
  border: none;
  cursor: pointer;
}

.cookie-accept {
  background: #e07a36;
  color: #ffffff;
}

.cookie-reject {
  background: #ffffff;
  color: #1f262b;
}

.bg-hero {
  background-image: url("https://images.unsplash.com/photo-1454165804606-c3d57bc86b40?w=1400&q=80");
}

.bg-insight {
  background-image: url("https://images.unsplash.com/photo-1460925895917-afdab827c52f?w=1400&q=80");
}

.bg-services {
  background-image: url("https://images.unsplash.com/photo-1487014679447-9f8336841d58?w=1400&q=80");
}

@media (max-width: 860px) {
  .hero h1 {
    font-size: 2rem;
  }

  .sticky-cta {
    right: 16px;
    left: 16px;
    text-align: center;
  }
}